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Charming, updated, and full of character, this 3-bedroom, 2-bath bungalow offers the perfect blend of modern convenience and cozy living. Nestled on a quiet non-through street, this home provides added privacy and minimal traffic while maintaining easy access to nearby amenities. Step inside to an inviting open-concept layout where the kitchen flows seamlessly into the living room, creating an ideal space for entertaining guests or enjoying everyday life. The main-floor primary suite offers a peaceful retreat complete with a private ensuite bathroom. An attached bonus room provides endless possibilities and can easily serve as a home office, workout room, meditation space, nursery, or private sitting area. Main-floor laundry adds to the home's thoughtful design and everyday convenience. With two additional bedrooms upstairs and a versatile loft space perfect for a second living area, playroom, reading nook, home office, or hobby space, this home offers flexibility to fit a variety of lifestyles. Combined with its updated finishes and thoughtful layout designed for both comfort and functionality, this bungalow is move-in ready and waiting for its next owner. Whether you're relaxing at home or hosting family and friends, you'll appreciate the charm, versatility, and modern updates this beautiful home has to offer.

1219 S Glenwood Street, Independence

Listing courtesy of Magnolia KC Group of Compass Realty Group.

$114,900

Welcome to this charming residence nestled in an established Independence neighborhood. This home offers a functional floor plan with comfortable living spaces designed for everyday living. Natural light fills the interior, creating a warm and inviting atmosphere throughout. The kitchen provides ample workspace and storage, while the bedrooms offer flexibility for family, guests, or a home office. Outside, the spacious yard presents plenty of room for outdoor activities, gardening, or future enhancements. Conveniently located near schools, parks, shopping, dining, and major commuter routes, this property combines neighborhood charm with easy access to everyday amenities.

Welcome to this charming residence nestled in an established Independence neighborhood. This home offers a functional floor plan with comfortable living spaces designed for everyday living. Natural light fills the interior, creating a warm and inviting atmosphere throughout. The kitchen provides ample workspace and storage, while the bedrooms offer flexibility for family, guests, or a home office. Outside, the spacious yard presents plenty of room for outdoor activities, gardening, or future enhancements. Conveniently located near schools, parks, shopping, dining, and major commuter routes, this property combines neighborhood charm with easy access to everyday amenities.

816 S Logan Avenue, Independence

Listing courtesy of Christopher Stjernholm of Trelora Realty.

$118,000

See the attached flyer on the fantastic grant program from Commerce Bank - Neighborhood Connection which pays up to $5,000 in closing costs or down payment. Why pay rent when you can own??!!??

2 Beds ⋅ 2 Baths

See the attached flyer on the fantastic grant program from Commerce Bank - Neighborhood Connection which pays up to $5,000 in closing costs or down payment. Why pay rent when you can own??!!??

145 E Farmer Street, Independence

Listing courtesy of John Morris of Juncture.

$180,000

Welcome home to this charming Independence ranch! Sip your morning coffee on the covered front porch, then step inside to a cozy family room with crown molding and stylish Luxury vinyl plank flooring. The kitchen includes matching LVP floors and classic oak cabinetry, while the oversized primary suite offers its own updated private full bath. You’ll also find two more spacious bedrooms and an updated secondary bathroom, plus newer exterior paint and roof for added value. Owner is presently updating property. Sitting on THREE lots, this massive yard gives you room to spread out, entertain, or just enjoy your space! Amazing location, just across the street from the elementary school and walking distance to the high school!

Welcome home to this charming Independence ranch! Sip your morning coffee on the covered front porch, then step inside to a cozy family room with crown molding and stylish Luxury vinyl plank flooring. The kitchen includes matching LVP floors and classic oak cabinetry, while the oversized primary suite offers its own updated private full bath. You’ll also find two more spacious bedrooms and an updated secondary bathroom, plus newer exterior paint and roof for added value. Owner is presently updating property. Sitting on THREE lots, this massive yard gives you room to spread out, entertain, or just enjoy your space! Amazing location, just across the street from the elementary school and walking distance to the high school!

1540 N Noland Road, Independence

Listing courtesy of Ask Cathy Team of Keller Williams Platinum Prtnr.

$177,500

Completely remodeled and full of Charm for this 3-bedroom, 2 full bath home that is packed with updates and style. The beautifully updated kitchen features painted cabinetry, granite countertops, and modern finishes throughout. Both bathrooms have been tastefully renovated with new vanities and tile work. Luxury vinyl plank flooring flows throughout the home, complemented by fresh paint and updated hardware. Relax on the spacious covered front porch and enjoy the added versatility of the detached garage, which includes two finished rooms perfect for a home office, mud room, guest space, or potential living quarters — endless possibilities! Located in the highly desirable Fairmount subdivision, this home is one you do not want to miss.

Completely remodeled and full of Charm for this 3-bedroom, 2 full bath home that is packed with updates and style. The beautifully updated kitchen features painted cabinetry, granite countertops, and modern finishes throughout. Both bathrooms have been tastefully renovated with new vanities and tile work. Luxury vinyl plank flooring flows throughout the home, complemented by fresh paint and updated hardware. Relax on the spacious covered front porch and enjoy the added versatility of the detached garage, which includes two finished rooms perfect for a home office, mud room, guest space, or potential living quarters — endless possibilities! Located in the highly desirable Fairmount subdivision, this home is one you do not want to miss.

823 S Huttig Avenue, Independence

Listing courtesy of Christopher Bunton of ReeceNichols - Lees Summit.

$129,900

Welcome to this cozy 2-bedroom, 1-bath bungalow featuring gorgeous hardwood floors throughout. This charming home offers warmth, character, and comfortable living spaces, making it the perfect place to call home.

Welcome to this cozy 2-bedroom, 1-bath bungalow featuring gorgeous hardwood floors throughout. This charming home offers warmth, character, and comfortable living spaces, making it the perfect place to call home.

1905 S Maywood Avenue, Independence

Listing courtesy of Fidelity RE Group of Keller Williams KC North.

$150,000

Welcome home to character and charm… and you will feel it the second you pull up. The large front porch, drenched in greenery, is waiting for slow mornings swinging with a cup of coffee in hand. The private driveway running along the side of the home leads to the detached garage, giving you plenty of space for parking, storage or both. Inside, the original hardwood floors, vaulted ceilings and timeless details continue throughout. The living room is filled with natural light thanks to the oversized front windows and accent windows flanking the fireplace. The formal dining room sits perfectly between the living room and kitchen, creating a layout that flows with ease. The bedrooms offer great space, while the kitchen features stainless steel appliances, gas range, built-in microwave and room for an eat-in setup if desired… opening even more possibilities for the formal dining space. Out back, enjoy a private backyard with wooden privacy fence and patio space ready for relaxing or entertaining. Welcome to your bungalow loaded with character, warmth and charm.

Welcome home to character and charm… and you will feel it the second you pull up. The large front porch, drenched in greenery, is waiting for slow mornings swinging with a cup of coffee in hand. The private driveway running along the side of the home leads to the detached garage, giving you plenty of space for parking, storage or both. Inside, the original hardwood floors, vaulted ceilings and timeless details continue throughout. The living room is filled with natural light thanks to the oversized front windows and accent windows flanking the fireplace. The formal dining room sits perfectly between the living room and kitchen, creating a layout that flows with ease. The bedrooms offer great space, while the kitchen features stainless steel appliances, gas range, built-in microwave and room for an eat-in setup if desired… opening even more possibilities for the formal dining space. Out back, enjoy a private backyard with wooden privacy fence and patio space ready for relaxing or entertaining. Welcome to your bungalow loaded with character, warmth and charm.

947 S WASHINGTON Street, Independence

Listing courtesy of Michelle Cook of Keller Williams KC North.

$69,900

DISCOVER THE POSSIBILITIES... Welcome home to this inviting bungalow offering comfort, character, and an excellent opportunity to make it your own. Relax on the covered front porch before stepping inside to a welcoming entry that leads to three generously sized bedrooms and a spacious kitchen with ample room for meal preparation and everyday living. The adjoining dining room provides the perfect setting for family dinners or entertaining guests. Outside, the fenced backyard offers plenty of space for pets, outdoor activities, gardening, or simply enjoying time outdoors. Whether you're searching for your first home, an investment opportunity, or a property to personalize, this home is full of potential and ready for its next chapter.

DISCOVER THE POSSIBILITIES... Welcome home to this inviting bungalow offering comfort, character, and an excellent opportunity to make it your own. Relax on the covered front porch before stepping inside to a welcoming entry that leads to three generously sized bedrooms and a spacious kitchen with ample room for meal preparation and everyday living. The adjoining dining room provides the perfect setting for family dinners or entertaining guests. Outside, the fenced backyard offers plenty of space for pets, outdoor activities, gardening, or simply enjoying time outdoors. Whether you're searching for your first home, an investment opportunity, or a property to personalize, this home is full of potential and ready for its next chapter.

1309 N Main Street, Independence

Listing courtesy of Kimberly Killian of Realty Platinum Professionals.

$99,000

Welcome to this cute bungalow in Independence, KS! This charming 3 bedroom, 1 bathroom home offers a comfortable layout with a nice size living room, garage, and spacious backyard perfect for relaxing or entertaining. Conveniently located close to schools, parks, and shopping, this home has so much to offer! Don’t miss your chance to make it yours. Call today to schedule your private showing!

Welcome to this cute bungalow in Independence, KS! This charming 3 bedroom, 1 bathroom home offers a comfortable layout with a nice size living room, garage, and spacious backyard perfect for relaxing or entertaining. Conveniently located close to schools, parks, and shopping, this home has so much to offer! Don’t miss your chance to make it yours. Call today to schedule your private showing!

1625 Irving Street, Independence

Listing courtesy of Brooke Florio of Golden Oak Real Estate, LLC.

$182,500

This beautifully renovated home combines modern design with warm, inviting finishes throughout—offering true move-in-ready living with major system upgrades already complete. Step inside to find brand new LVP flooring flowing seamlessly throughout, complemented by fresh finishes and stylish new light fixtures that elevate every room. The completely updated kitchen features a sleek, modern design with clean lines, brand new appliances, and a functional layout perfect for everyday living and entertaining. The main living area is anchored by a stunning wood plank electric fireplace, creating a cozy yet sophisticated focal point. New interior doors add a crisp, cohesive feel, while natural light fills the space. Enjoy the spacious covered front porch with beautifully finished wood decking—ideal for morning coffee or relaxing evenings. Major mechanical updates provide peace of mind, including all new furnace, HVAC, A/C, and water heater—giving buyers confidence for years to come. With high-end updates throughout and a fresh, modern aesthetic, this home offers the perfect blend of comfort, style, and functionality in a convenient location close to everything Kansas City has to offer. Welcome home!

This beautifully renovated home combines modern design with warm, inviting finishes throughout—offering true move-in-ready living with major system upgrades already complete. Step inside to find brand new LVP flooring flowing seamlessly throughout, complemented by fresh finishes and stylish new light fixtures that elevate every room. The completely updated kitchen features a sleek, modern design with clean lines, brand new appliances, and a functional layout perfect for everyday living and entertaining. The main living area is anchored by a stunning wood plank electric fireplace, creating a cozy yet sophisticated focal point. New interior doors add a crisp, cohesive feel, while natural light fills the space. Enjoy the spacious covered front porch with beautifully finished wood decking—ideal for morning coffee or relaxing evenings. Major mechanical updates provide peace of mind, including all new furnace, HVAC, A/C, and water heater—giving buyers confidence for years to come. With high-end updates throughout and a fresh, modern aesthetic, this home offers the perfect blend of comfort, style, and functionality in a convenient location close to everything Kansas City has to offer. Welcome home!

705 S Fairview Avenue, Independence

Listing courtesy of Heather Caster of The Caster Team Real Estate.

$135,000

Clean and cozy ranch-style bungalow with a BRAND NEW HVAC, a bonus room in the attic and the perfect amount of space on a huge lot! The luxuriously long driveway has plenty of room for off-street parking, and the lot is plenty big for relaxing outside in all of your favorite ways, from summer cookouts and fire pit nights to yard games and throwing the pigskin around. Inside, a neutral color palette with updated finished and hard flooring are all ready for you to move right in. Enjoy hanging out in the front living space, making your favorite meals in the surprisingly spacious kitchen, or soaking up the sun as you get lost in a good book in the charming sunroom. Two nicely sized bedrooms and a full bath complete the main floor and the one-level living vibe, but upstairs you have a finished bonus space that could easily become a true third bedroom if you simply add a door. For now it works perfectly as a non-conforming additional bedroom, playroom, home office, or whatever best suits you. Located less than a mile from charming Independence Square and close to schools, historic sites, parks and more. Perfect for a first-time homeowner or as a turnkey rental to add to your portfolio - don’t miss this one!

Clean and cozy ranch-style bungalow with a BRAND NEW HVAC, a bonus room in the attic and the perfect amount of space on a huge lot! The luxuriously long driveway has plenty of room for off-street parking, and the lot is plenty big for relaxing outside in all of your favorite ways, from summer cookouts and fire pit nights to yard games and throwing the pigskin around. Inside, a neutral color palette with updated finished and hard flooring are all ready for you to move right in. Enjoy hanging out in the front living space, making your favorite meals in the surprisingly spacious kitchen, or soaking up the sun as you get lost in a good book in the charming sunroom. Two nicely sized bedrooms and a full bath complete the main floor and the one-level living vibe, but upstairs you have a finished bonus space that could easily become a true third bedroom if you simply add a door. For now it works perfectly as a non-conforming additional bedroom, playroom, home office, or whatever best suits you. Located less than a mile from charming Independence Square and close to schools, historic sites, parks and more. Perfect for a first-time homeowner or as a turnkey rental to add to your portfolio - don’t miss this one!

613 E Kansas Avenue, Independence

Listing courtesy of Chad Green of Real Broker, LLC.

$145,500

Welcome to this charming bungalow located within walking distance of the historic Independence Square! Full of character and potential, this 3-bedroom, 1-bath home presents an excellent opportunity for investors or buyers looking to add their personal touch and build equity. Previous tenants were paying $1,545 per month, offering strong rental potential for an investment property. The main level features a cozy living room with built-in shelves, creating a warm and inviting atmosphere that flows seamlessly into the dining room, ideal for everyday living or entertaining. The spacious eat-in kitchen offers plenty of room for dining and meal prep, along with ample cabinet space. Two bedrooms and a full bathroom are conveniently located on the main level, while the upstairs provides a private third bedroom that could serve as a primary suite, home office, or guest retreat. Original hardwood floors in the living room and bedrooms add timeless charm and could be beautifully refinished to restore their character. Additional features include an unfinished basement for extra storage and a 2-car garage for added convenience. While the home does need updates and repairs, it offers incredible potential, character, and value for the right buyer looking to renovate, personalize, or expand their investment portfolio.

Welcome to this charming bungalow located within walking distance of the historic Independence Square! Full of character and potential, this 3-bedroom, 1-bath home presents an excellent opportunity for investors or buyers looking to add their personal touch and build equity. Previous tenants were paying $1,545 per month, offering strong rental potential for an investment property. The main level features a cozy living room with built-in shelves, creating a warm and inviting atmosphere that flows seamlessly into the dining room, ideal for everyday living or entertaining. The spacious eat-in kitchen offers plenty of room for dining and meal prep, along with ample cabinet space. Two bedrooms and a full bathroom are conveniently located on the main level, while the upstairs provides a private third bedroom that could serve as a primary suite, home office, or guest retreat. Original hardwood floors in the living room and bedrooms add timeless charm and could be beautifully refinished to restore their character. Additional features include an unfinished basement for extra storage and a 2-car garage for added convenience. While the home does need updates and repairs, it offers incredible potential, character, and value for the right buyer looking to renovate, personalize, or expand their investment portfolio.

918 S Liberty Street, Independence

Listing courtesy of Stephanie Tucker of Laura Lynne Real Estate LLC.

$195,000

Fantastic house with an ADU in the heart of Independence! This beautifully remodeled 2 bed, 1 bath main home offers 1,000 sq ft of updated living space, with the full renovation completed just a year ago. The roof, AC units and water heaters are newer, adding peace of mind for years to come. At the rear of the property sits a separately metered 2 bed, 1 bath ADU (400 sq ft), also fully remodeled within the past year. The main home is currently rented for $1,175/month and the ADU is currently rented for $950/month, with the tenant covering all utilities and both leases are in place through all of 2026—providing immediate cash flow. Conveniently located near a wide selection of restaurants and shops, this is a great turn-key property to add to your portfolio. Either unit would be perfect for short-term, mid-term, and long-term rental. Don’t miss this opportunity! Also listed as a multifamily listing (MLS: 2613271)

4 Beds ⋅ 2 Baths

Fantastic house with an ADU in the heart of Independence! This beautifully remodeled 2 bed, 1 bath main home offers 1,000 sq ft of updated living space, with the full renovation completed just a year ago. The roof, AC units and water heaters are newer, adding peace of mind for years to come. At the rear of the property sits a separately metered 2 bed, 1 bath ADU (400 sq ft), also fully remodeled within the past year. The main home is currently rented for $1,175/month and the ADU is currently rented for $950/month, with the tenant covering all utilities and both leases are in place through all of 2026—providing immediate cash flow. Conveniently located near a wide selection of restaurants and shops, this is a great turn-key property to add to your portfolio. Either unit would be perfect for short-term, mid-term, and long-term rental. Don’t miss this opportunity! Also listed as a multifamily listing (MLS: 2613271)

1116 S Woodland Avenue, Independence

Listing courtesy of Nick Pickrell of Standard Real Estate.

$139,900

This remodeled three-bedroom bungalow blends classic charm with modern sophistication. The open-concept living area features refinished hardwoods and designer lighting, flowing seamlessly into a chef’s kitchen with quartz countertops and stainless appliances. Two bright bedrooms and a sleek, updated bath provide a cozy retreat, while the private backyard offers the perfect space for outdoor relaxation.

This remodeled three-bedroom bungalow blends classic charm with modern sophistication. The open-concept living area features refinished hardwoods and designer lighting, flowing seamlessly into a chef’s kitchen with quartz countertops and stainless appliances. Two bright bedrooms and a sleek, updated bath provide a cozy retreat, while the private backyard offers the perfect space for outdoor relaxation.

139 N Ditzler Avenue, Independence

Listing courtesy of Bill Reifeiss of Keller Williams Platinum Prtnr.

$119,900

This remodeled two-bedroom bungalow blends classic charm with modern sophistication. The open-concept living area features new LVP flooring and designer lighting, flowing seamlessly into an updated kitchen with quartz countertops and stainless appliances. Two bright bedrooms and a sleek, updated bath provide a cozy retreat, while the private backyard offers the perfect space for outdoor relaxation.

This remodeled two-bedroom bungalow blends classic charm with modern sophistication. The open-concept living area features new LVP flooring and designer lighting, flowing seamlessly into an updated kitchen with quartz countertops and stainless appliances. Two bright bedrooms and a sleek, updated bath provide a cozy retreat, while the private backyard offers the perfect space for outdoor relaxation.

141 N Ditzler Avenue, Independence

Listing courtesy of Bill Reifeiss of Keller Williams Platinum Prtnr.

$67,000

This brick home has so much character! Three beds, one bath bungalow. Oversized two-car garage.

This brick home has so much character! Three beds, one bath bungalow. Oversized two-car garage.

717 E Poplar Street, Independence

Listing courtesy of Cynthia White of Bill White Realty.

$142,500

Welcome to 9615 E 18th St S, Independence, MO 64052! This freshly renovated home is close to everything; shopping, dining, parks, and highway access are all just minutes away. With recent updates throughout, and kitchen appliances staying, this property is truly move-in ready and offers flexible options for a variety of buyers. The home features high-quality waterproof, scratch-resistant flooring; a durable, low-maintenance upgrade built to last. Whether you’re an investor looking to add to your portfolio or someone searching for your next place to call HOME, this property is a fantastic opportunity. Don’t miss out, schedule your showing today and see how this updated home can fit your 2026 goals!

Welcome to 9615 E 18th St S, Independence, MO 64052! This freshly renovated home is close to everything; shopping, dining, parks, and highway access are all just minutes away. With recent updates throughout, and kitchen appliances staying, this property is truly move-in ready and offers flexible options for a variety of buyers. The home features high-quality waterproof, scratch-resistant flooring; a durable, low-maintenance upgrade built to last. Whether you’re an investor looking to add to your portfolio or someone searching for your next place to call HOME, this property is a fantastic opportunity. Don’t miss out, schedule your showing today and see how this updated home can fit your 2026 goals!

9615 E 18th Street S, Independence

Listing courtesy of Stacy Padilla of Keller Williams Realty Partners Inc..

$145,000

Welcome home to this charming and freshly updated property in the heart of Independence. This home offers approximately 1,100 square feet with one conforming main-level bedroom and a second conforming bedroom upstair. One additional non-conforming room upstairs, ideal for guest space, home offices, or flex rooms. Recent improvements include a new roof and decking (January 2024), fresh interior and exterior paint, new front porch decking, and updated flooring in the kitchen, bathroom, and laundry room. Sellers are motivated. We are open to any offers. The main level features a functional layout with a main-floor laundry room, an unfinished basement providing great storage or future potential, and a detached garage for off-street parking. Conveniently located close to shopping, dining, and everyday amenities, this home combines recent updates with versatile living space in an established Independence neighborhood. A great opportunity for buyers seeking affordability, flexibility, and move-in-ready updates. Buyer and Buyer Agent to verify all measurements and property details.

Welcome home to this charming and freshly updated property in the heart of Independence. This home offers approximately 1,100 square feet with one conforming main-level bedroom and a second conforming bedroom upstair. One additional non-conforming room upstairs, ideal for guest space, home offices, or flex rooms. Recent improvements include a new roof and decking (January 2024), fresh interior and exterior paint, new front porch decking, and updated flooring in the kitchen, bathroom, and laundry room. Sellers are motivated. We are open to any offers. The main level features a functional layout with a main-floor laundry room, an unfinished basement providing great storage or future potential, and a detached garage for off-street parking. Conveniently located close to shopping, dining, and everyday amenities, this home combines recent updates with versatile living space in an established Independence neighborhood. A great opportunity for buyers seeking affordability, flexibility, and move-in-ready updates. Buyer and Buyer Agent to verify all measurements and property details.

1915 S Overton Avenue, Independence

Listing courtesy of Rachel Monroy of Platinum Realty LLC.

$174,900

Come check out this lovely remodeled home in the heart of Independence! This one has been completely remodeled and is ready for you to move in and enjoy! All new exterior and interior paint along with all new flooring throughout the home! All new kitchen appliances, cabinets and countertops! New bathroom vanity and toilet along with all new light fixtures!

Come check out this lovely remodeled home in the heart of Independence! This one has been completely remodeled and is ready for you to move in and enjoy! All new exterior and interior paint along with all new flooring throughout the home! All new kitchen appliances, cabinets and countertops! New bathroom vanity and toilet along with all new light fixtures!

1431 S Ralston Avenue, Independence

Listing courtesy of Grant Truster of Ruhlman Realty, LLC.

$140,000

Motivated Seller. Bring an Offer! Charmin Renovated Bungalow! This home offers the style and functionality. Featuring 2 bedrooms, 2 full bath, and modern kitchen, this home is move-in ready. Freshly painted interior and exterior with a clean contemporary feel, new roof long term value, spacious partially finished basement ideal for extra living space, fully fenced backyard perfect for pets, play or private gatherings, located in a friendly neighborhood with easy access to local amenities. This bungalow is packed with upgrades and full of charm. Whether you are first-time home buyer or looking to downsize, this home check all the boxes. Do not miss it. Homes like this go fast! Schedule your showing today before it's gone!

2 Beds ⋅ 2 Baths

Motivated Seller. Bring an Offer! Charmin Renovated Bungalow! This home offers the style and functionality. Featuring 2 bedrooms, 2 full bath, and modern kitchen, this home is move-in ready. Freshly painted interior and exterior with a clean contemporary feel, new roof long term value, spacious partially finished basement ideal for extra living space, fully fenced backyard perfect for pets, play or private gatherings, located in a friendly neighborhood with easy access to local amenities. This bungalow is packed with upgrades and full of charm. Whether you are first-time home buyer or looking to downsize, this home check all the boxes. Do not miss it. Homes like this go fast! Schedule your showing today before it's gone!

1810 S Maywood Avenue, Independence

Listing courtesy of Angelica Kindt of HomeSmart Legacy.

$130,000

Surprisingly spacious and beautifully updated bungalow just 20 minutes from Downtown Kansas City! A charming front porch greets you, offering the perfect shaded spot to watch the world go by with your favorite cold beverage in hand. Inside, a sprawling living area and dining space offer plenty of room to relax or entertain. The updated kitchen features beautiful tile backsplash, wood look tile floors, fresh white cabinets and stainless steel appliances. Two bedrooms, an updated full bath, and a third non-conforming bedroom that would make a great guest space or office ensure plenty of space for you to enjoy. Would make a perfect first-time home purchase or addition to your investment portfolio!